We can all agree that the hottest new game on the planet is Pokemon Go!
Recently we had arranged Event Insurance for a client who was meeting with over 1000 likeminded gamers and yes they were playing Pokemon Go. We at MBJ Insurance Solutions love a challenge and approached the Insurance market. What we found was interesting –
Thanks to many news outlets letting the world know that this is an amazing game, with many positives such as, getting kids outside, bringing people together to exercise/play and interact. Wow, even grown men in suits in the city are actively playing this game in their lunch break and not to mention $1.6 M a day for Nintendo.
Like anything that is good, can become bad. Many issues have begun from playing this game whilst on the move. For example – two people had fallen off cliffs, there have been many car accidents, large groups of people attending one place at one time, which has caused havoc with traffic, residences and businesses. The list could go on and on.
In the future, if you organise an event with a large number of attendees, it is very important for you to obtain a Public Liability Insurance policy. It may seem innocent organising such an event, but if anyone was to get hurt or damage any property, you could be left liable.
Our client completed a proposal form and I obtained a number of quotes from insurers I knew could assist. The client placed cover and the event was successful.
If you are considering a one-day event for – Fundraising, Pokemon Go or a Market stall. Speak with us today so we can work out the best insurance options for you.
Have you considered the other option? The what if? - We as Australians pride ourselves with our assets and work damn hard to acquire them. However we are also well known to put our head in the sand and roll things over like our -Mortgages and General insurances. With such shows as the nightly news and A current affair constantly trying to remind us that we can save money here or there in these areas? But I like many, at the time of watching such shows and thinking I need to do something about that and once the program finishes it falls to the waist side.
As there are so many options available it can seem over whelming. Do it yourself online, convenient yes, but are you completely sure of what you are purchasing? If you purchase a policy that can cost very little at the beginning (you get what you paid for) I guess you will find out when things happen and a claim needs to be lodged. Are you happy with this option to protect that business you have given your all too? Or that brand new car that cost an arm and a leg but could cost you more in a claim because you did not read the fine print well and didn’t opt in for a hire car after the accident occurred. Sometimes it’s the little things that can cost us in time and money.
Let’s put it another way if you are unwell and yes we are all guilty of DR Google but when we have had enough we go and see a medical doctor to get the correct diagnosis. Well it is the same for the Insurances would you not want to make sure that the policy you have purchased or have had for years is covering you and your assets well in the event of a claim.
I have had a new client just recently mention that she did not even know that Insurances brokers existed.
This is the way I like to explain what exactly it is that we do and have to offer - As your broker, we work for you - arranging, placing and managing all of your insurance requirements. We approach the market to find you the right cover, at the right price - saving you valuable time and money. We have facilities with a wide range of insurers, including the world's largest and strongest. With products ranging from comprehensive commercial policies - including Industrial Special Risks, Business Insurance, Public Liability, Farm, Motor Fleets, Professional Indemnity, Corporate Travel and Business Interruption, to name just a few; as well as the full suite of domestic products including Home & Contents and Motor Vehicle - we can assist you with advice and solutions for all of your insurance needs. We also offer full claims management to save you time as we will fight to make sure your full compensation is provided from the insurance company.
MBJ insurance Solutions would like to offer new clients a no obligation free quote to review your current insurances and see if your policies will give you peace of mind that you are covered correctly. Even if you are actually with an insurance broker we like to offer second opinions and it is completely up to you what your next step would be. But we are always up for a coffee chat to discuss further.