Cyber-attacks or data breaches can take many forms, from deliberate attacks to technology issues or simple negligence. As modern business is reliant on computer systems and networks, a breach of data or a shut-down of service can have a major impact on your business with many small businesses unable to operate afterwards.
Some common events that can result in a Cyber claim are:
Small businesses are particularly vulnerable to cyber-attacks of all kinds and it can be very costly. Aside from the cost of notifying your customers, you may also face costs for public relations expenses, credit monitoring costs, investigations response and compliance related activity, compensation for affected customers and engaging experts. Most of these costs aren't covered by normal business insurance, which is why it is important to speak us to arrange a quote for your business.
Contact us today to arrange a quote.
Is your business covered appropriately for your business needs? You may be underinsured or even uninsured if something goes wrong. If so, recovery could be very difficult.
On a basic level, a liability refers to your responsibility to others. Liability Insurance will protect you and your business against claims arising from injuries or damages to other people or even property.
If someone makes a legal claim against you, you will be financially protected. Your liability insurance will cover the associated costs rather than you having to find the case to cover it yourself.
Types of Liability Insurance that you might consider as a business owner include Public Liability, Product Liability, Pollution Liability, Professional Indemnity, Contractors Liability, Statutory Liability and Management Liability.
Contact us to arrange a quote for you.
When buying a motor insurance product always be careful that you are purchasing a product that suits you. Sometimes we buy a product, because it is cheap and to find out later all the nasties the policy doesn't cover. You need to know what you are really buying, so let us find you the best product suited for your needs.
Some questions you need to ask yourself? Is my vehicle covered........or does my policy cover.......
Speak to us today to arrange appropriate cover.
By - Billie-Jo McDougall